Discover startups
TrendingAI Startup
KredScor AI
AI-powered credit scoring for Bharat's next billion.
- Industry
- FinTech
- Location
- Bengaluru, Karnataka
- Stage
- MVP
- Founded
- 2023
- Team
- 11-25 Members
About
KredScor AI builds alternate credit scoring for micro-entrepreneurs using consent-based transaction data, business signals, and repayment behavior.
The Problem
Millions of small merchants remain invisible to formal credit because they lack traditional bureau history or clean financial documentation.
Our Solution
The platform converts GST, UPI, wallet, and business activity signals into explainable risk profiles that lenders can use for small-ticket credit.
Mission & Vision
Mission
Unlock fair credit access for India's underwritten entrepreneurs.
Vision
Help 1 million small businesses qualify for affordable formal credit.
Technology
Next.jsPythonML ModelsPostgreSQLOCR
Services Needed from InWhiteLine
AI IntegrationDashboardProduct Design
Message from Founder
Credit should be based on real business strength, not paperwork alone. With Grand, we can improve trust, explainability, and lender adoption.